Our Classes and Workshops

My Retirement Coach (MRC) offers differentiated and unique services for pre-Retirees and Retirees who are in "Stage 2" of their investment life cycle, as their focus is capital preservation and avoiding large losses.

We provide holistic and complete Retirement and Financial Planning services.
We focus on Risk, the risk in your investment portfolio, the risk of not having enough when you retire, and the risk of "unexpected events" once you are no longer working.
We not only manage your investments to avoid large losses, but we also manage all other parts of your retirement plans: guaranteed income, principal-protection, LTC plans, insurance, creative tax strategies, tax minimization, budgeting, and estate planning.

Which Classes to Take?

Financial Education is very important to us. We would like to educate, inform, and empower people to take control of their retirement, and learn to make their money work for them.

Please take a look at the complimentary classes & workshop we offer below, come join us to learn.

List of Classes & Workshops

Social Security Maximization & Coordinating with your complete Retirement Income

This workshop teaches you how to maximize your lifetime Social Security benefits, how to coordinate you SSB along with all your income sources to get you guaranteed retirement income (NO stress), and how to manage the risk in your investments to ensure that you don't run out of money.

Class Details

Risk Management for your Investment Portfolios, and Getting the Necessary Returns in "Stage II."

This workshop teaches you how to determine the "necessary returns" from your investments, how add & structure "safe money" options, understand Sequence of Returns Risk, and have an objective and rules-based risk managment system.

Class Details

Retirement Planning: Having Enough Money to Last You a Lifetime

This workshop teaches you how to design your retirement planning schedule so that your revenues exceed your expenses, in each year of retirement until you and your spouse pass. You'll have a 1-page dynamic summary and know your income plan's probability of success, in every year of retirement.

Class Details

Creative Tax Strategies: Minimizing your Taxes and Maximizing your After-Tax Cash Flows.

You will learn popular strategies for reducing your tax burden as you prepare for retirement, strategies for minimizing the taxes you pay throughout your retirement, and get the highest after-tax cash flows for your spending in retirement. You'll learn about Roth Conversions, RSO's, and tax-loss harvesting.

Class Details

Investment Strategies for Retire-

ment Portfolios: "7 Rules to Follow in Your Investments"

You will learn 7 strategies for manag-ing your investments in retire-ment. Your portfolio management in Stage II is different from Stage I, or what you did from your 20's to your 50's. You will learn Adaptive Asset Alloc-ation approach vs. Modern Portfolio Theory and ways to reduce volatility.

Class Details

Healthcare, Medicare, and Long-Term Care planning: the #1 Cost for Retirees.

You will learn to maximize your healthcare and medical coverage in retirement, in coordination with your Medicare benefits. You will evaluate the need for long-term care, creative ways to pay for it, and options to gift the plan value to your beneificiaries.

Class Details

Estate Planning & Wealth Transfer: "Doing Good and Paying It Forward"

You will learn about Will, Trusts, and ways to tax-efficiently transfer your assets to your heirs. You will learn to set up an estate plan, fund it properly, and direct your assets in the manner you wish - and avoid Probate.

"Safe Money" Investments During Times of High Market Volatility

You will learn ways to lower the market volatility of your stock or mutual fund portfolios, the import-ance of avoiding large losses, and the Sequence of Returns Risk and "safe" withdrawal rates. We will discuss options for increasing the "fixed and certain" parts of your portfolios.

Welcome
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Find a Location Near You

My Retirement Coach offers many classes and workshops for Adult Education in Retirement Planning, Financial Planning, and Investments. We will host classes throughout many colleges throughout the Bay Area, making it very convenient for you to attend. See our class locations listed below.

Our Classes & Workshops throughout the Bay Area

College of Marin (Kentfield)

Address:

College of Marin (Kentfield Campus)

835 College Avenue

Kentfield, CA 94904

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College of Marin (Indian Valley)

Address:

College of Marin (Indian Valley Campus)

1800 Ignacio Blvd.

Novato, CA 94949

Virtual Office -

My Retirement Coach

Address:

"My Retirement Coach" Downtown SF Office

650 California Street, 7th Floor

San Francisco, CA 94108

My Retirement Coach Office

(San Francisco - 650 California Street)

Address:

"My Retirement Coach" Downtown SF Office

650 California Street, 7th Floor

San Francisco, CA 94108

My Retirement Coach (Marin Office)

One Belvedere Place, Mill Valley

Address:

"My Retirement Coach" Marin Office

One Belvedere Place

Mill Valley, CA 94941

San Francisco State University

Address:

OLLI SF State University

160 Spear Street, 5th Floor

San Francisco, CA 94105

Santa Clara Adult Education

Address:

1840 Benton Street

Santa Clara, CA 95050

Mission College (Santa Clara)

Address:

Mission College Adult Education

3000 Mission College Blvd

Santa Clara, CA 95054

De Anza College

Address:

Community Education

21250 Stevens Creek Blvd

Cupertino, CA 95014

What do you want to do when you retire? Teach, volunteer, travel, spend time with family, or just "do nothing."

We previously discussed that guaranteed income is the key to a successful, stress-free, and happy retirement. We would add that the income stream needs to last a lifetime, whether that is for 2 years or 20+ years. With senior citizens living longer and longer, having a retirement plan that models out and puts in place income until age 92 or older, is imperative.

Even if you’re planning to retire in 5–8 years, life insurance can still play a critical role in your financial strategy. Here are the top 5 reasons why it might make sense:

Income Replacement for Dependents: If your spouse, children, or other dependents rely on your income, life insurance ensures they are financially supported if you pass away unexpectedly, particularly during your remaining working years.
Debt or Mortgage Protection: If you have significant debt (e.g., a mortgage), life insurance can provide funds to pay off these obligations, sparing your loved ones from financial strain.
Legacy Planning: Life insurance can help you leave a financial legacy for your heirs, ensuring they inherit wealth or resources even if your retirement savings are partially depleted.
Estate Liquidity and Taxes: For individuals with sizable estates, life insurance can help cover estate taxes or other final expenses, preserving other assets for beneficiaries.
Supplementing Retirement Savings: Certain types of life insurance, like permanent policies with cash value, can provide supplemental funds for retirement or emergencies.

Annuities are designed to provide guaranteed income, making them particularly valuable for retirees concerned about outliving their savings. They can:

Offer lifetime income, ensuring financial stability even if other retirement funds run out.
Serve as a hedge against market volatility by providing predictable payments.
Include spousal benefits (e.g., joint annuities) to protect your spouse if they outlive you.

Annuities may not be ideal for everyone, especially if you already have sufficient income from pensions, Social Security, or investments. However, they’re worth considering if you value guaranteed income streams.

Social

Security

Benefits

Do you know when to file

for your Social Security

Benefits to maximize your

total lifetime

benefit?

Our Classes and Workshops

Which Classes to Take?

List of Classes & Workshops

Welcome to Our Site

Find a Location Near You

Our Classes & Workshops throughout the Bay Area

* COPY: Classes and Workshops

FAQs

Welcome
to Our Site