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"Safe Money" Options

What are "Safe Money" options? A stress-free and successful retirement plan removes the uncertainty of your retirement cash flows, and makes sure that you have enough money for your living expenses.

  1. Safe Money is principal-protected (you don't lose money) and income guaranteed investments such as: Social Security, Pension plans and Defined Benefit plans, and Annuities.

  2. Treasuries, CD's, money-market instruments and funds, are the most popular safe money options. Laddered bond portfolios can also be used, although such portfolios can lose money so it's not 100% safe.

  3. Fixed Annuities and Fixed Index Annuities (FIA) are the most effective solutions for retirement income because their income stream is not dependent on the returns of the stock market, and pay out a lifetime income stream no matter what.

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          allan@myretirecoach.com

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