Healthcare, Medicare, and Long-term Care Planning: the #1 Cost for Retirees
Class Description:
We discuss options to maximize your healthcare and medicare coverage in Retirement. We have a Medicare-licensed professional (AHIP) present with "My Retirement Coach" representative. We talk about creative ways to pay for long-term care, so that it is not a "use it or lose it" policy.
Date and Time: To Be Determined
Location: College of Marin
Number of Days: 1 day (Sat AM)
Hours of Class: 4 hours
Why Take Our Class? Do you need help on your Medicare benefits, long-term care, and general healthcare planning?
Key Takeaways:
The real cost of healthcare in retirement—and how to plan for it.
Why Medicare doesn’t cover long-term care (and what to do about it).
The pros and cons of long-term care insurance, hybrid policies, and annuities with riders.
What Medicaid does (and doesn’t) cover for long-term care.
How to use Health Savings Accounts (HSAs) to pay for future expenses tax-free.
How to coordinate your healthcare plan with your spouse’s.
The best age to consider long-term care planning options.
How to protect assets from being wiped out by nursing home costs.
The difference between in-home care, assisted living, and skilled nursing.
Why a healthcare power of attorney is one of the most important documents you’ll ever sign.
Key Takeaways:
How to plan for rising healthcare costs in retirement
The pros and cons of long-term care insurance
The role of Medicaid planning and asset protection strategies
How to create a plan for potential healthcare and caregiving needs