Risk Management & Your Risk Score

1. The #1 focus of Retirees should be on: Risk Management and Capital Preservation.

2. But it is not... in a 2022 Retirement Confidence Survey by the Employee Benefit Research Institute (EBRI), 59% of workers (pre-retirees) and 32% of retirees identified saving and investing for retirement as one of their top three longer-term financial planning priorities. Why is this not 90-95%?

3. Do you know your investment portfolio Risk Score ("RS")? Or do you have a quantitative risk measure for your portfolios? If not, why not?

4. Do you know your own Risk Tolerance Score ("RTS")?

5. Does your current portfolio risk match your own risk tolerance?

6. If the Markets were to correct 5%, 10%, or 20%, do you know how much your portfolio will drop?

7. What is your risk management program? What is your criteria for selling?